Which of the following is NOT a typical exclusion in a title insurance policy?

In the context of title insurance policies, typical exclusions are those situations or conditions that the insurer will not cover in the event of a claim. Natural disasters such as floods, earthquakes, and hurricanes are commonly excluded due to their unpredictable nature and the significant risk they pose to properties. Title insurance primarily protects against issues pertaining to the legal title of a property, such as undisclosed claims or liens, rather than physical damage from natural events.

The other options presented pertain more closely to circumstances that directly affect the title itself. Losses from boundary wall removal could indicate issues related to property lines or disputes with neighbors, improvements made by buyers can complicate ownership evidence, and unpermitted use concerns how the property is utilized contrary to zoning laws or regulations. All these factors can affect the legal standing of the title, making them relevant exclusions in a typical title insurance policy.